We're being told to spend wisely this Christmas and avoid getting into debt.
That's from Pauline Wood, the Advice Centre Manager at the Office of Fair Trading in the Isle of Man.
It's after a survey in the UK showed one in four people who ran up debts last Christmas are still paying them off.
Pauline says you don't have to go overboard this year (audio file attached):
Phone users told to 'pipe down' by Wetherspoons
Customers asked to switch their phones to silent or use earphones
Businesses at Grandstand hopeful of breaking-even as weather disrupts racing
MGP sessions disrupted due to conditions
Post Office starts procurement for PSM services
Follows closure of village's newsagent
£5K boost to charity helping people tackle cost-of-living pressures
Donated by Island energy provider
